:root{
  --ink:#04111f;
  --navy:#071b31;
  --navy2:#0b2a4a;
  --navy3:#113a62;
  --gold:#d2ad72;
  --gold2:#f0d4a3;
  --paper:#f6f3ed;
  --white:#fff;
  --text:#162231;
  --muted:#6f7b89;
  --line:rgba(255,255,255,.13);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:Inter,Arial,Helvetica,sans-serif;
  background:var(--paper);
  color:var(--text);
  top:0!important;
}
a{text-decoration:none;color:inherit}
img{max-width:100%}
::selection{background:var(--gold);color:#04111f}
.goog-te-banner-frame.skiptranslate{display:none!important}
body{position:static!important}
.topbar{
  height:34px;
  padding:0 5vw;
  display:flex;align-items:center;justify-content:space-between;
  background:#020a12;color:#aab6c2;
  font-size:11px;letter-spacing:.8px
}
.topbar-left,.topbar-right{display:flex;align-items:center;gap:14px}
.topbar a:hover{color:#fff}
.topbar-right .sep{opacity:.4}
#google_translate_element{display:inline-flex;align-items:center}
#google_translate_element .goog-te-gadget{font-size:0;line-height:0}
#google_translate_element .goog-te-gadget-simple{
  background:transparent!important;border:none!important;
  font-size:11px;color:#c8d4de;display:inline-flex;align-items:center;gap:4px
}
#google_translate_element .goog-te-gadget-simple .goog-te-menu-value{color:#c8d4de;font-size:11px;text-decoration:none}
#google_translate_element .goog-te-gadget-simple .goog-te-menu-value span{color:#c8d4de;font-size:11px;letter-spacing:.8px}
#google_translate_element .goog-te-gadget-simple .goog-te-menu-value span:hover{color:#fff}
#google_translate_element .goog-te-gadget img{display:none}
#google_translate_element .goog-logo-link,#google_translate_element .goog-te-gadget span.goog-logo-link{display:none!important}
.goog-te-combo{
  background:#0a1c30;color:#dbe5ec;border:1px solid rgba(255,255,255,.2);
  font-size:11px;padding:3px 6px;outline:none;font-family:inherit
}
header{
  height:84px;padding:0 5vw;
  display:flex;align-items:center;justify-content:space-between;
  position:sticky;top:0;z-index:60;
  background:rgba(4,17,31,.92);
  backdrop-filter:blur(16px);
  border-bottom:1px solid rgba(255,255,255,.08);
  color:white
}
.brand{display:flex;align-items:center;gap:14px}
.logo{
  width:48px;height:48px;border-radius:14px;
  display:grid;place-items:center;
  color:var(--gold2);
  border:1px solid rgba(210,173,114,.55);
  background:linear-gradient(145deg,rgba(210,173,114,.18),rgba(255,255,255,.02));
  font-family:Georgia,serif;font-style:italic;font-size:31px
}
.brand-text{
  font-family:Georgia,serif;letter-spacing:3px;font-size:19px
}
.brand-text small{
  display:block;font-family:Arial,sans-serif;
  font-size:8px;letter-spacing:3.2px;color:#8fa1b4;margin-top:4px
}
#mainnav{display:flex;gap:25px;font-size:13px;color:#d8e0e7}
#mainnav a{position:relative;padding:30px 0;white-space:nowrap}
#mainnav a:after{
  content:"";position:absolute;left:0;right:100%;bottom:21px;height:1px;
  background:var(--gold);transition:.25s
}
#mainnav a:hover:after,#mainnav a.active:after{right:0}
#mainnav a.active{color:#fff}
.header-actions{display:flex;gap:10px;align-items:center}
.nav-toggle{
  display:none;background:none;border:1px solid rgba(255,255,255,.2);color:#fff;
  width:46px;height:44px;cursor:pointer;position:relative
}
.nav-toggle span,.nav-toggle:before,.nav-toggle:after{
  content:"";position:absolute;left:11px;right:11px;height:1.6px;background:var(--gold2);transition:.25s
}
.nav-toggle span{top:calc(50% - .8px)}
.nav-toggle:before{top:13px}
.nav-toggle:after{bottom:13px}
header.nav-open .nav-toggle span{opacity:0}
header.nav-open .nav-toggle:before{top:calc(50% - .8px);transform:rotate(45deg)}
header.nav-open .nav-toggle:after{bottom:calc(50% - .8px);transform:rotate(-45deg)}
.btn{
  min-height:44px;padding:0 20px;
  border:1px solid rgba(255,255,255,.25);
  display:inline-flex;align-items:center;justify-content:center;
  font-size:12px;letter-spacing:.35px;
  transition:.25s;cursor:pointer;font-family:inherit
}
.btn:hover{transform:translateY(-2px)}
.btn.gold{
  color:#07111d;border-color:var(--gold);
  background:linear-gradient(135deg,var(--gold2),var(--gold));
  font-weight:700
}
.btn.dark{color:#fff;border-color:rgba(4,17,31,.35);background:var(--ink)}
.btn.line{color:var(--ink);border-color:rgba(4,17,31,.35);background:transparent}
.btn.ghost{color:white;background:transparent}
.hero{
  min-height:calc(100vh - 118px);
  position:relative;overflow:hidden;color:white;
  display:grid;grid-template-columns:1.06fr .94fr;
  background:
    radial-gradient(circle at 83% 23%,rgba(210,173,114,.20),transparent 20%),
    radial-gradient(circle at 65% 75%,rgba(54,106,153,.27),transparent 29%),
    linear-gradient(120deg,#03101d 0%,#071c32 54%,#0b2a4a 100%);
}
.hero:before{
  content:"";position:absolute;inset:0;
  background-image:linear-gradient(rgba(255,255,255,.018) 1px,transparent 1px),
                   linear-gradient(90deg,rgba(255,255,255,.018) 1px,transparent 1px);
  background-size:54px 54px;
}
.hero-copy{
  position:relative;z-index:3;
  padding:90px 4vw 90px 7vw;
  display:flex;flex-direction:column;justify-content:center
}
.kicker{
  display:flex;align-items:center;gap:12px;
  text-transform:uppercase;letter-spacing:4px;
  font-size:10px;color:var(--gold2)
}
.kicker:before{content:"";width:34px;height:1px;background:var(--gold)}
.kicker.onlight{color:#9a7441}
h1{
  font-family:Georgia,serif;font-weight:400;
  font-size:clamp(55px,6.5vw,98px);
  line-height:.96;margin:24px 0 26px;
  letter-spacing:-2px;max-width:800px
}
h1 em{font-style:italic;color:var(--gold2)}
.hero-copy p{
  max-width:650px;font-size:17px;line-height:1.75;
  color:#c7d2dd;margin:0
}
.hero-actions{display:flex;gap:12px;margin-top:34px;flex-wrap:wrap}
.hero-note{margin-top:28px;color:#8ea0b1;font-size:11px;letter-spacing:.7px}
.hero-visual{
  position:relative;z-index:2;
  display:flex;align-items:center;justify-content:center;padding:60px 5vw 60px 1vw
}
.orbit{
  width:min(600px,82vw);aspect-ratio:1;
  border-radius:50%;position:relative;
  border:1px solid rgba(210,173,114,.18);
  display:grid;place-items:center
}
.orbit:before,.orbit:after{
  content:"";position:absolute;border-radius:50%;
  border:1px solid rgba(255,255,255,.08)
}
.orbit:before{inset:10%}
.orbit:after{inset:23%}
.big-a{
  position:absolute;font-family:Georgia,serif;font-style:italic;
  font-size:min(37vw,520px);line-height:1;
  color:rgba(210,173,114,.11)
}
.bank-card{
  width:min(445px,78vw);aspect-ratio:1.58;
  border-radius:24px;position:relative;z-index:4;
  padding:29px;
  background:
    radial-gradient(circle at 80% 20%,rgba(210,173,114,.15),transparent 28%),
    linear-gradient(145deg,#123a63,#061525 63%);
  border:1px solid rgba(240,212,163,.35);
  box-shadow:0 35px 90px rgba(0,0,0,.48);
  transform:rotate(-4deg);
}
.card-head{display:flex;justify-content:space-between;align-items:start}
.card-bank{font-family:Georgia,serif;letter-spacing:2.5px;font-size:17px}
.card-private{font-size:9px;letter-spacing:2px;color:var(--gold2)}
.chip{
  width:51px;height:37px;border-radius:8px;margin-top:47px;
  background:linear-gradient(135deg,#f0d8a6,#b88d4f)
}
.card-number{margin-top:34px;letter-spacing:5px;font-size:18px}
.card-meta{display:flex;justify-content:space-between;margin-top:25px;color:#d8e1e8;font-size:10px;letter-spacing:1px}
.floating{
  position:absolute;z-index:5;
  padding:16px 18px;min-width:150px;
  background:rgba(4,17,31,.68);
  backdrop-filter:blur(14px);
  border:1px solid rgba(255,255,255,.12);
  box-shadow:0 18px 50px rgba(0,0,0,.22)
}
.floating strong{display:block;font-family:Georgia,serif;font-size:22px;color:white}
.floating span{font-size:10px;color:#9db0c0}
.f1{left:4%;top:19%}.f2{right:2%;bottom:18%}
.trust{
  display:grid;grid-template-columns:repeat(4,1fr);
  background:white;border-bottom:1px solid #e6e8ea
}
.trust div{padding:28px 32px;border-right:1px solid #eceeef}
.trust div:last-child{border:none}
.trust strong{font-family:Georgia,serif;font-size:25px;font-weight:400;color:var(--ink);display:block}
.trust span{font-size:11px;color:var(--muted);margin-top:5px;display:block}
.section{padding:100px 6vw}
.section-head{display:grid;grid-template-columns:.85fr 1.15fr;gap:70px;align-items:end;margin-bottom:48px}
.section-head h2{
  margin:14px 0 0;font-family:Georgia,serif;
  font-size:52px;font-weight:400;line-height:1.05;color:var(--ink)
}
.section-head p{color:var(--muted);line-height:1.75;margin:0;max-width:650px}
.services{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.service{
  min-height:310px;padding:30px;background:#fff;
  border:1px solid #e1e4e7;position:relative;overflow:hidden;transition:.28s
}
.service:before{
  content:"";position:absolute;left:0;right:0;bottom:0;height:3px;
  background:var(--gold);transform:scaleX(0);transform-origin:left;transition:.28s
}
.service:hover{transform:translateY(-5px);box-shadow:0 22px 55px rgba(7,27,49,.09)}
.service:hover:before{transform:scaleX(1)}
.service .n{font-family:Georgia,serif;font-size:32px;color:var(--gold);margin-bottom:58px}
.service h3{font-family:Georgia,serif;font-size:26px;font-weight:400;margin:0 0 13px}
.service p{color:var(--muted);font-size:13px;line-height:1.7}
.service a{display:inline-block;margin-top:20px;font-size:11px;letter-spacing:1px;color:#8b6634}
.private{display:grid;grid-template-columns:1fr 1fr;background:var(--ink);color:white}
.private-copy{padding:100px 7vw}
.private-copy h2{
  font-family:Georgia,serif;font-size:58px;font-weight:400;line-height:1.04;
  margin:18px 0 24px
}
.private-copy p{color:#b8c5d0;line-height:1.75;max-width:590px}
.private-list{margin:34px 0 36px;border-top:1px solid var(--line)}
.private-list div{
  padding:18px 0;border-bottom:1px solid var(--line);
  display:flex;justify-content:space-between;color:#d7e0e7;font-size:13px
}
.private-list a{transition:.2s}
.private-list a:hover{color:var(--gold2)}
.private-visual{
  min-height:640px;position:relative;overflow:hidden;
  background:
    radial-gradient(circle at 50% 40%,rgba(210,173,114,.22),transparent 23%),
    linear-gradient(135deg,#0b2a4a,#051421);
  display:grid;place-items:center
}
.seal{
  width:360px;height:360px;border-radius:50%;
  border:1px solid rgba(210,173,114,.38);
  display:grid;place-items:center;position:relative
}
.seal:before,.seal:after{content:"";position:absolute;border-radius:50%;border:1px solid rgba(255,255,255,.1)}
.seal:before{inset:28px}.seal:after{inset:58px}
.seal .a{font-family:Georgia,serif;font-style:italic;font-size:180px;color:var(--gold2);z-index:2}
.metrics{
  background:#f0ebe1;padding:85px 6vw;
  display:grid;grid-template-columns:1.1fr .9fr;gap:70px;align-items:center
}
.metrics h2{font-family:Georgia,serif;font-size:48px;font-weight:400;margin:10px 0 18px;color:var(--ink)}
.metrics p{color:#6a7480;line-height:1.75}
.metric-grid{display:grid;grid-template-columns:1fr 1fr;border:1px solid #d8d0c3}
.metric{padding:30px;background:rgba(255,255,255,.45);border-right:1px solid #d8d0c3;border-bottom:1px solid #d8d0c3}
.metric:nth-child(2n){border-right:none}.metric:nth-last-child(-n+2){border-bottom:none}
.metric strong{font-family:Georgia,serif;font-size:34px;font-weight:400;color:#0a1b2d;display:block}
.metric span{font-size:11px;color:#78818a}
.insights{padding:100px 6vw;background:white}
.insight-grid{display:grid;grid-template-columns:1.35fr .65fr .65fr;gap:16px}
.insight{
  min-height:360px;padding:30px;position:relative;overflow:hidden;color:white;
  display:flex;flex-direction:column;justify-content:flex-end
}
.insight:hover{transform:translateY(-4px)}
.insight .top{position:absolute;top:24px;left:30px;right:30px;display:flex;justify-content:space-between;font-family:Georgia,serif;font-style:italic;color:#e1c18e}
.insight .read{margin-top:14px;font-size:10px;letter-spacing:1.5px;color:#e1c18e}
.i1{background:linear-gradient(rgba(4,17,31,.12),rgba(4,17,31,.85)),linear-gradient(135deg,#46647d,#071a2d)}
.i2{background:linear-gradient(rgba(4,17,31,.2),rgba(4,17,31,.9)),linear-gradient(150deg,#9a7b55,#201b17)}
.i3{background:linear-gradient(rgba(4,17,31,.2),rgba(4,17,31,.9)),linear-gradient(150deg,#183c55,#07131f)}
.i4{background:linear-gradient(rgba(4,17,31,.2),rgba(4,17,31,.9)),linear-gradient(150deg,#3d5c3a,#0c1d12)}
.insight small{letter-spacing:2px;text-transform:uppercase;color:#e1c18e}
.insight h3{font-family:Georgia,serif;font-size:30px;font-weight:400;margin:12px 0 10px}
.insight p{color:#d0d9e1;font-size:13px;line-height:1.6}
.cta{
  min-height:320px;padding:70px 7vw;
  background:
    radial-gradient(circle at 85% 50%,rgba(210,173,114,.20),transparent 25%),
    linear-gradient(110deg,#03101d,#0b2947);
  color:white;display:flex;align-items:center;justify-content:space-between;gap:50px
}
.cta h2{font-family:Georgia,serif;font-size:50px;font-weight:400;margin:0 0 13px}
.cta p{color:#b7c4cf;margin:0}
.cta.slim{min-height:0;padding:60px 7vw}
.cta.slim h2{font-size:clamp(32px,4vw,44px)}
footer{background:#020910;color:#80909e;padding:46px 6vw 28px}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.1fr 1fr;gap:40px;margin-bottom:42px}
.footer-brand{font-family:Georgia,serif;color:#e6edf3;font-size:23px;letter-spacing:2px}
footer h4{color:#dfe7ee;font-size:11px;letter-spacing:1.5px;text-transform:uppercase;margin:0 0 16px}
footer a{display:block;font-size:12px;margin:9px 0}
footer a:hover{color:var(--gold2)}
.footer-bottom{border-top:1px solid rgba(255,255,255,.08);padding-top:20px;font-size:10px;display:flex;justify-content:space-between;gap:20px}

.page-hero{
  position:relative;overflow:hidden;color:#fff;
  padding:88px 6vw 80px;
  background:
    radial-gradient(circle at 84% 20%,rgba(210,173,114,.16),transparent 26%),
    radial-gradient(circle at 20% 90%,rgba(54,106,153,.25),transparent 30%),
    linear-gradient(120deg,#03101d 0%,#071c32 55%,#0b2a4a 100%);
}
.page-hero:before{
  content:"";position:absolute;inset:0;
  background-image:linear-gradient(rgba(255,255,255,.018) 1px,transparent 1px),
                   linear-gradient(90deg,rgba(255,255,255,.018) 1px,transparent 1px);
  background-size:54px 54px;pointer-events:none
}
.page-hero .inner{position:relative;z-index:2;max-width:1100px}
.crumbs{font-size:10px;letter-spacing:2px;text-transform:uppercase;color:#8fa1b4}
.crumbs a{color:#8fa1b4}
.crumbs a:hover{color:var(--gold2)}
.crumbs .sep{opacity:.5;margin:0 8px}
.page-hero h1{
  font-family:Georgia,serif;font-size:clamp(44px,5.6vw,78px);font-weight:400;
  line-height:1.02;letter-spacing:-1.5px;margin:20px 0 20px;max-width:900px
}
.page-hero h1 em{font-style:italic;color:var(--gold2)}
.page-hero .sub{color:#c2cdd7;line-height:1.75;max-width:720px;font-size:16px;margin:0}
.page-hero .hero-tags{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}
.page-hero .pill{border:1px solid rgba(255,255,255,.22);color:#dbe4ea;font-size:11px;letter-spacing:1.2px;padding:9px 14px;text-transform:uppercase}
.page-hero .pill b{color:var(--gold2);font-weight:700}

.sec{padding:86px 6vw}
.sec.alt{background:#fff}
.sec.cream{background:#f0ebe1}
.sec.ink{background:var(--ink);color:white}
.sec.ink .sub2{color:#b8c5d0}
.sec .sec-lead{margin:0 auto 0 0;max-width:760px;color:#5c6876;font-size:17px;line-height:1.85}
.sec.ink .sec-lead{color:#b8c5d0}
.sec-head{display:flex;align-items:flex-end;justify-content:space-between;gap:40px;margin-bottom:44px;flex-wrap:wrap}
.sec-head h2{font-family:Georgia,serif;font-size:clamp(36px,4.4vw,54px);font-weight:400;line-height:1.05;margin:12px 0 0;color:var(--ink);max-width:820px}
.sec.ink .sec-head h2,.sec.ink h2,.sec.ink .tick-list{color:#fff}
.sec-head p{color:var(--muted);line-height:1.7;max-width:640px;margin:0}
.sec.ink .sec-head p{color:#aebdc9}
.grid2{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.grid4{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.grid-col2{display:grid;grid-template-columns:1.12fr .88fr;gap:70px;align-items:start}
.grid-col2 .side-card{position:sticky;top:112px}
.card{
  background:#fff;border:1px solid #e1e4e7;padding:30px;position:relative;overflow:hidden;transition:.28s
}
.card:hover{transform:translateY(-4px);box-shadow:0 20px 50px rgba(7,27,49,.08)}
.card .ic{width:50px;height:50px;border:1px solid rgba(210,173,114,.5);background:#faf5ea;display:grid;place-items:center;font-family:Georgia,serif;font-style:italic;font-size:24px;color:#8b6634;margin-bottom:24px}
.card h3{font-family:Georgia,serif;font-size:23px;font-weight:400;margin:0 0 11px}
.card p{color:var(--muted);font-size:13px;line-height:1.7;margin:0}
.card .more{display:inline-block;margin-top:16px;font-size:11px;letter-spacing:1.2px;color:#8b6634}
.card.darklink h3 a:hover{color:var(--gold2)}
.tick-list{list-style:none;margin:0;padding:0}
.tick-list li{position:relative;padding:8px 0 8px 32px;color:#4d5a68;line-height:1.7;font-size:14.5px}
.tick-list li:before{content:"→";position:absolute;left:0;top:8px;color:var(--gold);font-weight:700}
.sec.ink .tick-list li{color:#c6d1db}
.steps{list-style:none;margin:34px 0 0;padding:0}
.steps li{position:relative;padding:0 0 34px 58px}
.steps li:before{
  content:"";position:absolute;left:15px;top:8px;bottom:0;width:1px;background:#e1d9c9
}
.steps li:last-child:before{display:none}
.steps .dot{
  position:absolute;left:0;top:0;width:31px;height:31px;border-radius:50%;
  border:1px solid var(--gold);color:#8b6634;background:#fff;
  display:grid;place-items:center;font-family:Georgia,serif;font-size:13px
}
.steps h3{font-family:Georgia,serif;font-size:21px;font-weight:400;margin:2px 0 8px}
.steps p{color:var(--muted);font-size:14px;line-height:1.7;margin:0;max-width:620px}
.tbl-wrap{overflow-x:auto;border:1px solid #e1e4e7;background:#fff}
.tbl{width:100%;border-collapse:collapse;font-size:13.5px;min-width:560px}
.tbl th{background:#0b2a4a;color:#dfe7ee;text-align:left;padding:14px 20px;font-size:10px;letter-spacing:1.5px;text-transform:uppercase;font-weight:600}
.tbl td{padding:16px 20px;border-bottom:1px solid #eceeef;color:#3c4856}
.tbl tr:last-child td{border-bottom:none}
.tbl td b{color:var(--ink);font-weight:700}
.tbl tr:hover td{background:#faf7f0}
.prose{color:#43505e;font-size:15px;line-height:1.85}
.prose h2{font-family:Georgia,serif;font-weight:400;color:var(--ink);font-size:32px;margin:44px 0 12px}
.prose h3{font-family:Georgia,serif;font-weight:400;color:var(--ink);font-size:22px;margin:30px 0 8px}
.prose p{margin:0 0 16px}
.prose ul,.prose ol{margin:0 0 16px;padding-left:22px}
.prose li{margin:6px 0}
.prose a{color:#8b6634;border-bottom:1px solid rgba(139,102,52,.3)}
.prose a:hover{color:var(--navy3)}
.prose .lead{font-size:19px;color:#5c6876;line-height:1.8}
.note{border-left:3px solid var(--gold);background:#faf5ea;padding:22px 26px;margin:26px 0;font-size:14px;line-height:1.75;color:#4d5a68}
.form-card{background:#fff;border:1px solid #e1e4e7;padding:38px}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px}
.form-grid .full{grid-column:1/-1}
.field label.lbl{display:block;font-size:10px;letter-spacing:1.6px;text-transform:uppercase;color:#6f7b89;margin-bottom:8px;font-weight:600}
.ctl{
  width:100%;padding:13px 14px;border:1px solid #d7dce0;background:#fff;color:var(--text);
  font:inherit;font-size:14px;outline:none;transition:border-color .2s;border-radius:0;appearance:none
}
textarea.ctl{resize:vertical;min-height:130px}
select.ctl{background-image:linear-gradient(45deg,transparent 50%,#8b6634 50%),linear-gradient(135deg,#8b6634 50%,transparent 50%);background-position:calc(100% - 20px) 50%,calc(100% - 14px) 50%;background-size:6px 6px;background-repeat:no-repeat}
.ctl:focus{border-color:var(--gold);box-shadow:0 0 0 3px rgba(210,173,114,.15)}
.form-note{font-size:11px;color:#8a949e;line-height:1.7;margin-top:16px}
.form-ok{display:none;border:1px solid #b7cfb0;background:#eef6ea;color:#2f5d33;padding:16px 20px;font-size:13px;line-height:1.6;margin-bottom:22px}
.form-err{display:none;border:1px solid #e0b9b9;background:#fdf1f1;color:#9a2f2f;padding:14px 18px;font-size:13px;line-height:1.6;margin-bottom:22px}
.contact-cols{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-bottom:46px}
.contact-col{background:#fff;border:1px solid #e1e4e7;padding:30px}
.contact-col .ttl{font-size:10px;letter-spacing:2px;text-transform:uppercase;color:#9a7441;margin-bottom:10px}
.contact-col h3{font-family:Georgia,serif;font-weight:400;font-size:22px;margin:0 0 8px}
.contact-col p{color:var(--muted);font-size:13px;line-height:1.7;margin:0 0 12px}
.contact-col a{color:#8b6634;font-size:14px;display:inline-block;border-bottom:1px solid rgba(139,102,52,.35);padding-bottom:2px}
.contact-col a:hover{color:var(--navy3)}
.faq details{border:1px solid #e1e4e7;background:#fff;margin-bottom:12px}
.faq summary{
  cursor:pointer;list-style:none;padding:24px 64px 24px 28px;position:relative;
  font-family:Georgia,serif;font-size:21px;color:var(--ink)
}
.faq summary::-webkit-details-marker{display:none}
.faq summary:after{content:"+";position:absolute;right:26px;top:50%;transform:translateY(-50%);font-size:24px;color:var(--gold);font-weight:300}
.faq details[open] summary:after{content:"–"}
.faq .body{padding:0 28px 26px;color:#5a6673;font-size:14.5px;line-height:1.8}
.faq .body p{margin:0 0 12px}
.sim-card{
  background:
    radial-gradient(circle at 85% 10%,rgba(210,173,114,.18),transparent 30%),
    linear-gradient(150deg,#0b2a4a,#051421);
  color:#fff;padding:34px;border:1px solid rgba(255,255,255,.12)
}
.sim-card h3{font-family:Georgia,serif;font-size:26px;font-weight:400;margin:0 0 6px}
.sim-card .hint{color:#9db0c0;font-size:12px;margin:0 0 24px;line-height:1.6}
.sim-card label{display:block;font-size:10px;letter-spacing:1.6px;text-transform:uppercase;color:#cbd6df;margin:18px 0 8px}
.sim-card input[type=number]{
  width:100%;padding:12px 14px;background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.2);
  color:#fff;font:inherit;font-size:15px;outline:none
}
.sim-card input:focus{border-color:var(--gold)}
.sim-card input[type=range]{width:100%;accent-color:var(--gold);margin-top:10px}
.sim-card input[type=range]::-webkit-slider-runnable-track{height:3px;background:rgba(255,255,255,.18)}
.sim-card input[type=range]::-webkit-slider-thumb{width:16px;height:16px;border-radius:50%;background:var(--gold);margin-top:-6px;appearance:none;box-shadow:0 0 0 4px rgba(210,173,114,.2)}
.sim-out{margin-top:22px;border-top:1px solid rgba(255,255,255,.14);padding-top:20px}
.sim-out .row{display:flex;justify-content:space-between;font-size:12.5px;color:#b7c5d1;padding:5px 0}
.sim-out .main{display:flex;justify-content:space-between;align-items:flex-end;margin-bottom:8px}
.sim-out .main b{font-family:Georgia,serif;font-size:34px;font-weight:400;color:var(--gold2)}
.sim-out .main span{font-size:10px;letter-spacing:1.4px;text-transform:uppercase;color:#9db0c0;padding-bottom:8px}
.team{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.person{background:#fff;border:1px solid #e1e4e7;padding:30px;text-align:center}
.person .avatar{width:86px;height:86px;border-radius:50%;border:1px solid rgba(210,173,114,.55);background:#f3ecdd;color:#8b6634;display:grid;place-items:center;margin:0 auto 18px;font-family:Georgia,serif;font-style:italic;font-size:34px}
.person h3{font-family:Georgia,serif;font-size:19px;font-weight:400;margin:0 0 4px}
.person .role{font-size:11px;letter-spacing:1px;text-transform:uppercase;color:#9a7441}
.person .bio{font-size:12px;color:var(--muted);line-height:1.7;margin:14px 0 0}
.value-row{display:grid;grid-template-columns:1fr 1fr;border-top:1px solid var(--line)}
.sec.ink .value-row div{border-bottom:1px solid var(--line)}
.sec.ink .value-row{border-top:1px solid var(--line)}
.value-row div{padding:26px 30px 26px 0}
.value-row div:nth-child(2){padding-left:30px}
.value-row h3{font-family:Georgia,serif;font-size:22px;font-weight:400;margin:0 0 10px;color:inherit}
.value-row p{color:var(--muted);line-height:1.7;font-size:13.5px;margin:0;max-width:520px}
.sec.ink .value-row p{color:#aebdc9}
.login-wrap{min-height:76vh;display:grid;grid-template-columns:1.05fr .95fr}
.login-side{
  background:
    radial-gradient(circle at 70% 30%,rgba(210,173,114,.22),transparent 30%),
    linear-gradient(135deg,#0b2a4a,#051421);
  color:#fff;display:flex;flex-direction:column;justify-content:center;padding:70px 7vw;position:relative;overflow:hidden
}
.login-side:before{content:"";position:absolute;inset:0;background-image:linear-gradient(rgba(255,255,255,.02) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.02) 1px,transparent 1px);background-size:54px 54px}
.login-side .inner{position:relative;z-index:2;max-width:520px}
.login-side h2{font-family:Georgia,serif;font-size:46px;font-weight:400;line-height:1.08;margin:16px 0 18px}
.login-side p{color:#b8c5d0;line-height:1.75}
.login-form{display:flex;flex-direction:column;justify-content:center;padding:70px 7vw;background:#fff}
.login-form .lbl{font-size:10px;letter-spacing:1.6px;text-transform:uppercase;color:#6f7b89;margin:18px 0 8px;display:block;font-weight:600}
.check{display:flex;align-items:center;gap:10px;font-size:12.5px;color:#6f7b89;margin:18px 0}
.check input{accent-color:var(--gold);width:15px;height:15px}
.login-form .help-row{display:flex;justify-content:space-between;margin-top:20px;font-size:12px;color:#8b6634;flex-wrap:wrap;gap:10px}
.login-form .help-row a:hover{text-decoration:underline}
.sep-line{display:flex;align-items:center;gap:16px;color:#9aa4ad;font-size:11px;text-transform:uppercase;letter-spacing:1.5px;margin:28px 0}
.sep-line:before,.sep-line:after{content:"";flex:1;height:1px;background:#e6e8ea}
.social-row{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.social-btn{border:1px solid #d7dce0;background:#fff;color:#43505e;padding:13px;font-size:12.5px;display:flex;align-items:center;justify-content:center;gap:8px;cursor:pointer;transition:.2s;font-family:inherit}
.social-btn:hover{border-color:var(--gold)}
.card-number.dark{color:var(--ink);letter-spacing:4px;font-size:17px;margin-top:0;font-family:Georgia,serif}
.rate-highlight{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin-bottom:40px}
.rh{background:#fff;border:1px solid #e1e4e7;padding:24px}
.rh strong{display:block;font-family:Georgia,serif;font-size:30px;font-weight:400;color:var(--ink)}
.rh span{font-size:10px;color:var(--muted);letter-spacing:.6px;display:block;margin-top:5px;line-height:1.6}
.rh em{display:block;font-style:normal;font-size:11px;color:#9a7441;margin-top:8px}
.art-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.art{background:#fff;border:1px solid #e1e4e7;overflow:hidden;display:flex;flex-direction:column;transition:.25s}
.art:hover{transform:translateY(-4px);box-shadow:0 20px 50px rgba(7,27,49,.08)}
.art .cover{height:190px;position:relative;overflow:hidden}
.art .cover .tag{position:absolute;left:18px;top:18px;z-index:2;background:rgba(4,17,31,.8);color:var(--gold2);font-size:10px;letter-spacing:1.4px;padding:6px 10px;text-transform:uppercase}
.art .body{padding:26px}
.art .body h3{font-family:Georgia,serif;font-weight:400;font-size:21px;line-height:1.3;margin:0 0 10px}
.art .body h3 a:hover{color:#8b6634}
.art .body p{color:var(--muted);font-size:13px;line-height:1.7;margin:0 0 16px}
.art .meta{font-size:10.5px;color:#9aa4ad;letter-spacing:.8px;display:flex;justify-content:space-between;margin-top:auto}
.cv1{background:linear-gradient(135deg,#46647d,#071a2d)}
.cv2{background:linear-gradient(135deg,#9a7b55,#201b17)}
.cv3{background:linear-gradient(135deg,#183c55,#07131f)}
.cv4{background:linear-gradient(135deg,#3d5c3a,#0c1d12)}
.cv5{background:linear-gradient(135deg,#7c2f2f,#1d0b0b)}
.cv6{background:linear-gradient(135deg,#2f3f7c,#0b0d1d)}
.cover .big{position:absolute;inset:0;display:grid;place-items:center;font-family:Georgia,serif;font-style:italic;font-size:120px;color:rgba(240,212,163,.25)}
.job{display:flex;justify-content:space-between;gap:30px;align-items:center;background:#fff;border:1px solid #e1e4e7;padding:26px 30px;margin-bottom:14px;transition:.25s}
.job:hover{box-shadow:0 14px 40px rgba(7,27,49,.07)}
.job h3{font-family:Georgia,serif;font-size:21px;font-weight:400;margin:0 0 5px}
.job .loc{font-size:12px;color:var(--muted)}
.job .loc b{color:#9a7441;font-weight:600}
.job p{font-size:13px;color:var(--muted);margin:8px 0 0;max-width:640px;line-height:1.7}
.branch{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.branch-card{background:#fff;border:1px solid #e1e4e7;padding:28px}
.branch-card .ttl{font-size:10px;letter-spacing:1.6px;text-transform:uppercase;color:#9a7441}
.branch-card h3{font-family:Georgia,serif;font-weight:400;font-size:22px;margin:8px 0 14px}
.branch-card p{color:var(--muted);font-size:13px;line-height:1.75;margin:4px 0}
.branch-card .h{padding-top:14px;border-top:1px solid #eceeef;margin-top:14px;display:flex;justify-content:space-between;gap:10px;font-size:11px;color:#8a949e}
.legal-section{max-width:880px}
.signup{max-width:1080px;margin:0 auto;padding:60px 6vw 90px}.signup-card{display:grid;grid-template-columns:1fr 1fr;background:#fff;border:1px solid #e1e4e7;border-radius:26px;overflow:hidden;box-shadow:0 30px 70px -30px rgba(4,17,31,.45)}
.signup-left{padding:56px;color:#e8eef2;background:radial-gradient(circle at 85% 10%,rgba(210,173,114,.2),transparent 30%),linear-gradient(135deg,#0b2a4a,#04111f)}
.signup-left h1{font-family:Georgia,serif;font-weight:400;font-size:clamp(32px,4vw,46px);line-height:1.06;margin:18px 0 20px;color:#fff;letter-spacing:-1px}
.signup-left h1 em{font-style:italic;color:#f0d4a3}
.signup-left p{color:#b8c5d0;line-height:1.8;font-size:14.5px}
.signup-left .tick-list{margin-top:24px}
.signup-left .tick-list li{color:#d5dde3}
.signup-note{margin-top:26px;font-size:12px;color:#e6c995;border:1px solid rgba(210,173,114,.35);background:rgba(210,173,114,.08);padding:12px 14px;border-radius:12px;line-height:1.6}
.signup-right{padding:48px}
.signup-right h2{font-family:Georgia,serif;font-weight:400;font-size:27px;color:#04111f;margin:0 0 18px}
.otp-ico{width:58px;height:58px;border-radius:50%;display:grid;place-items:center;margin:0 0 16px;font-size:24px;background:linear-gradient(135deg,#f0d4a3,#d2ad72);color:#3a2b0c}
.otp-ico.ok{background:#eef6ea;color:#2f6b38}
.otp-sub{color:#5c6876;font-size:14px;line-height:1.7;margin:0 0 18px}
.otp-sub b{color:#04111f}
.otp-input{font-size:30px;letter-spacing:14px;text-align:center;font-weight:800}
.otp-actions{display:flex;align-items:center;gap:16px;margin-top:16px;flex-wrap:wrap}
.otp-timer{font-size:12px;color:#8a949e}
.otp-back{margin-top:18px;font-size:13px}
.otp-back a{color:#8b6634;border-bottom:1px solid rgba(139,102,52,.3)}
.dev-code{margin-top:18px;border:1px dashed #dcd2bd;background:#fdf6e8;color:#7a5610;padding:11px 14px;font-size:12.5px;border-radius:12px}
.dev-code b{letter-spacing:2px;font-size:15px}
@media(max-width:900px){.signup-card{grid-template-columns:1fr}.signup-left{padding:40px}.signup-right{padding:34px 28px}}
@media(max-width:520px){.signup-right{padding:28px 20px}}
.logo img,.adm-side-logo img,.udb-logo img{width:100%;height:100%;object-fit:cover;border-radius:inherit;display:block}
.logo,.adm-side-logo,.udb-logo{overflow:hidden}
@media(max-width:1150px){
  .insight-grid{grid-template-columns:1fr 1fr}.i1{grid-column:1/-1}
}
@media(max-width:1180px){
  #mainnav{
    display:none;flex-direction:column;gap:0;
    position:absolute;top:100%;left:0;right:0;
    background:rgba(4,17,31,.98);backdrop-filter:blur(16px);
    padding:8px 6vw 20px;border-bottom:1px solid rgba(255,255,255,.1);box-shadow:0 30px 60px rgba(0,0,0,.4)
  }
  header.nav-open #mainnav{display:flex;max-height:calc(100vh - 90px);overflow:auto}
  #mainnav a{padding:15px 0;border-bottom:1px solid rgba(255,255,255,.06)}
  #mainnav a:after{display:none}
  .nav-toggle{display:block}
}
@media(max-width:1050px){
  .hero{grid-template-columns:1fr}.hero-copy{padding-bottom:25px}
  .hero-visual{padding-top:0;min-height:560px}.services{grid-template-columns:1fr 1fr}
  .private{grid-template-columns:1fr}.section-head,.metrics{grid-template-columns:1fr}
  .grid4,.team,.art-grid,.rate-highlight{grid-template-columns:1fr 1fr}
  .grid3,.contact-cols,.branch{grid-template-columns:1fr 1fr}
  .grid-col2{grid-template-columns:1fr}
  .side-card{position:static!important;margin-top:8px}
  .footer-grid{grid-template-columns:1fr 1fr}
  .login-wrap{grid-template-columns:1fr}
  .login-side{min-height:340px}
}
#mainnav .gt-mobile{display:none}
@media(max-width:650px){
  #mainnav .gt-mobile{
    display:block;margin:6px 0 4px;padding:8px 0 14px;
    border-bottom:1px solid rgba(255,255,255,.06)
  }
  .topbar{display:none}header{height:72px}.brand-text{font-size:15px}.brand-text small{display:none}
  .header-actions .ghost{display:none}.hero{min-height:auto}.hero-copy{padding:70px 6vw 20px}
  h1{font-size:51px}.hero-visual{min-height:460px;padding:20px 4vw 60px}.floating{display:none}
  .bank-card{transform:none}.trust,.services,.grid2,.grid3,.grid4,.grid-col2,.insight-grid,.metric-grid,.footer-grid,.team,.art-grid,.rate-highlight,.contact-cols,.branch,.value-row{grid-template-columns:1fr}
  .trust div{border-right:none;border-bottom:1px solid #eceeef}.service{min-height:250px}
  .section,.insights{padding:70px 6vw}.section-head{gap:20px}.section-head h2,.metrics h2{font-size:42px}
  .private-copy{padding:70px 6vw}.private-copy h2{font-size:46px}.seal{width:260px;height:260px}
  .seal .a{font-size:130px}.private-visual{min-height:430px}.metrics{padding:70px 6vw}
  .metric{border-right:none!important}.metric:not(:last-child){border-bottom:1px solid #d8d0c3!important}
  .metric:nth-last-child(-n+2){border-bottom:1px solid #d8d0c3!important}
  .cta{flex-direction:column;align-items:flex-start}.cta h2{font-size:43px}.footer-bottom{flex-direction:column}
  .page-hero{padding:64px 6vw 60px}.sec{padding:64px 6vw}
  .sec-head{flex-direction:column;align-items:flex-start;gap:18px}
  .sec.ink .value-row div{padding:22px 0}.sec.ink .value-row div:nth-child(2){padding-left:0}
  .form-card{padding:24px}
  .job{flex-direction:column;align-items:flex-start}
  .grid-col2{gap:40px}
}

/* ---------- Téléchargement de l’application mobile ---------- */
.appband{
  display:grid;grid-template-columns:1.15fr .85fr;gap:30px;align-items:center;
  color:#fff;padding:64px 7vw;position:relative;overflow:hidden;
  background:radial-gradient(circle at 88% 12%,rgba(210,173,114,.22),transparent 30%),
             radial-gradient(circle at 12% 100%,rgba(54,106,153,.28),transparent 35%),
             linear-gradient(120deg,#04111f,#0b2a4a 70%);
}
.appband h2{font-family:Georgia,serif;font-weight:400;font-size:clamp(32px,4vw,50px);line-height:1.04;margin:16px 0 14px}
.appband h2 em{font-style:italic;color:#f0d4a3}
.appband p{color:#b8c5d0;line-height:1.8;margin:0;font-size:15px;max-width:560px}
.appband p strong{color:#fff}
.app-sec{font-size:11.5px;color:#8fa1b4!important;margin-top:16px!important;letter-spacing:.3px}
.store-btns{display:flex;gap:14px;flex-wrap:wrap;margin-top:26px}
.store-badge{
  display:inline-flex;align-items:center;gap:11px;background:#020910;border:1px solid rgba(255,255,255,.25);
  border-radius:14px;padding:10px 18px;min-height:56px;transition:transform .2s,border-color .2s
}
.store-badge:hover{transform:translateY(-3px);border-color:var(--gold)}
.store-badge svg{width:26px;height:26px;color:#fff}
.store-badge span{display:flex;flex-direction:column;line-height:1.15}
.store-badge i{font-style:normal;font-size:9.5px;color:#aab6c2;letter-spacing:.6px;text-transform:uppercase}
.store-badge b{font-size:16px;font-weight:700;color:#fff;letter-spacing:.2px}
.appband-art{display:grid;place-items:center;justify-self:center}
.app-mock{
  width:min(250px,60vw);background:linear-gradient(150deg,#123a63,#061525);
  border:1px solid rgba(240,212,163,.35);border-radius:28px;padding:18px;
  box-shadow:0 34px 70px rgba(0,0,0,.45);color:#fff
}
.app-mock .top{display:flex;align-items:center;gap:8px;margin-bottom:16px}
.app-mock .dot{width:9px;height:9px;border-radius:50%;background:rgba(255,255,255,.25)}
.app-mock .bar{height:8px;border-radius:5px;background:rgba(255,255,255,.28);margin:7px 0}
.app-mock .bar.g{width:72%;background:rgba(240,212,163,.85)}
.app-mock .bar.s{width:52%}
.app-mock .chipmock{width:34px;height:24px;border-radius:5px;background:linear-gradient(135deg,#fde68a,#c99a45);margin:6px 0 0}
.appband .sec-footnote{margin-top:18px;font-size:11px;color:#8fa1b4}
@media(max-width:1050px){.appband{grid-template-columns:1fr}.appband-art{order:-1;padding:0 0 8px}.app-mock{width:190px}}
@media(max-width:600px){.store-btns{flex-direction:column;width:100%}.store-badge{width:100%;justify-content:flex-start}}